This isn’t an easy thing to talk about. But unfortunately, accidents do happen. And if you’re early enough in your financing contract and are involved in more than a fender bender, the amount for your insurance company to fix your vehicle may very well be higher than the amount you owe.

This is a financial gap—the amount your insurer pays falls short of your finance agreement balance. If your Audi is ever declared a total loss due to an accident, theft, or natural disaster, your gap and your primary insurance deductible can easily add to up to thousands of dollars.

Audi Pure Protection Guaranteed Asset Protection (GAP) may help by waiving some or all of the difference between your primary insurance settlement and the outstanding balance on your vehicle’s financing. GAP may also help provide coverage for your insurance deductible, subject to the terms and conditions of the program.


GAP benefits:*
• Waives some or all of the difference between your primary insurance settlement and the outstanding balance on your vehicle’s financing due to a covered total loss⁠*
• No maximum dollar amount on covered losses waived⁠*
• Includes waiver of up to $1,000 for your primary insurance deductible⁠**
• Transferable to another private party for a fee if your finance agreement is assumed***
• Cancelable at any time, subject to a fee after 30 days***


How GAP helps protect your investment:

Here’s an example of how you are protected by a GAP product if the vehicle is declared a total loss:*

Insurance assessment of vehicle market value at time of total loss: $51,000
Primary insurance deductible: – $1,000
Market value of vehicle less primary insurance deductible: $50,000
Outstanding finance agreement balance at time of total loss: $55,000
Potential amount you owe: = $5,000
Waived by GAP: – $5,000
Out-of-pocket expenses with GAP : $0

The example above is for illustrative purposes only. Actual GAP Waiver Benefit calculations will vary based on your specific circumstances and may not result in a GAP Waiver Benefit.

GAP is not available for purchase on a lease vehicle.


GAP Plus:

In addition to the GAP benefits above, with GAP Plus, you’ll receive a $1,000 credit toward the purchase of a replacement vehicle at your original selling dealer.****

Here’s an example of how you are protected by a GAP product if the vehicle is declared a total loss:*

Insurance assessment of vehicle market value at time of total loss: $51,000
Primary insurance deductible: – $1,000
Market value of vehicle less primary insurance deductible: $50,000
Outstanding finance agreement balance at time of total loss: $55,000
Potential amount you owe: = $5,000
Waived by GAP: – $5,000
Out-of-pocket expenses with GAP : $0
GAP Plus Benefit: + $1,000

The example above is for illustrative purposes only. Actual GAP Waiver Benefit calculations will vary based on your specific circumstances and may not result in a GAP Waiver Benefit. Primary insurance deductible coverage is available up to $1,000 and may not be available in all states.


Coverage exclusions may apply.*****
• Any amounts or terms exceeding the program maximum limits listed under “GAP benefits” or “GAP Plus benefits” or in your Addendum
• Any amounts owed on your vehicle finance agreement resulting from late fees, due date changes, or from missed, delinquent, or skipped payments
• Total losses resulting from dishonest, fraudulent, or illegal acts (such as DUI) by customer, customer’s family member, or other person acting under customer’s authority
• Vehicles used for competitive racing or for a prohibited commercial purpose, including, but not limited to, ride share services
• If the customer has refinanced the vehicle finance agreement
• Deductions taken by the primary insurer, such as prior damage, salvage, missing items, excess towing, customer equipment, and storage


*Please consult your Addendum for details. GAP and GAP Plus products vary by dealer, lender, or state of purchase. Maximum eligibility limits and exclusions apply. Note that you remain responsible for past due payments, late fees, and other charges on your finance agreement, and any other amounts that are not covered by the GAP and Gap Plus products. GAP and GAP Plus are not available in all states.

**Primary insurance deductible coverage is not available in all states. See the State-Specific Amendments section in your Addendum for complete details.

***Please consult your Addendum for complete transfer and cancellation rules, including state-specific transfer and cancellation rules.

****GAP Plus is not available for purchase in all states. You must receive a GAP Waiver Benefit to be eligible for the $1,000 credit towards the purchase of a replacement vehicle at the original selling dealer.

*****Additional exclusions may apply. Please consult your Addendum for specific coverage details, including limitations and exclusions.

Audi Pure Protection is optional and is not insurance. All transactions related to Audi Pure Protection are governed solely by the provisions of the Audi Pure Protection Contract (“Customer Agreement”). This document and its contents provide general information about Audi Pure Protection and should not be solely relied upon when purchasing coverage. Please refer to the Customer Agreement for details of terms, conditions, and specific coverage details, including limitations and exclusions, transferability, and cancelability. Coverage may vary by state. Not all vehicles may be eligible for coverage. Please see your dealer for more information. This product is not required for you to obtain financing for the purchase or lease of a vehicle.

The Obligor of Audi Pure Protection is VWFS Protection Services, Inc., 1950 Opportunity Way, Reston, VA 20190, (844) 368-6416.

The Administrator of Audi Pure Protection is Safe-Guard Products International, LLC, Two Concourse Parkway, Suite 500, Atlanta, GA 30328, (844) 368-6416.

In Florida, the Obligor is VWFS Protection Services FL, Inc., Florida License Number 29864, 1950 Opportunity Way, Reston, VA 20190, (844) 368-6416. The Administrator is Safe-Guard Warranty Corporation, Florida License Number 60126, Two Concourse Parkway, Suite 500, Atlanta, GA 30328, (844) 368-6416.

© 2017–2023 VWFS Protection Services, Inc. All rights reserved. “Audi” and the four rings logo are registered trademarks of Audi AG. The foregoing marks are used by VWFS Protection Services, Inc., with the permission of their respective owners.