Guaranteed Asset Protection > Audi Protection Plans | Audi USA > Service > Audi | Luxury sedans, SUVs, convertibles, electric vehicles & more

Guaranteed Asset Protection (GAP)

Your best bet for a worst-case scenario.

A financial gap occurs when the amount your insurer pays falls short of your finance agreement balance. If your Audi is ever declared a total loss due to an accident, theft, or natural disaster, your gap and your primary insurance deductible can easily add to up to thousands of dollars.

Audi Pure Protection Guaranteed Asset Protection (GAP) may help by waiving some or all of the difference between your primary insurance settlement and the outstanding balance on your vehicle’s financing. GAP may also help provide coverage for your insurance deductible, subject to the terms and conditions of the program.

GAP benefits²⁴:

Audi’s GAP protects you with these value-added benefits²⁴:

Waives some or all of the difference between your primary insurance settlement and the outstanding balance on your vehicle’s financing due to a covered total loss²⁴
No maximum dollar amount on covered losses waived²⁴
Includes waiver of up to $1,000 for your primary insurance deductible²⁵
Transferable for a fee if another private party assumes your finance agreement²⁶
Cancelable at any time; after 30 days, subject to a fee²⁶

Exclusions²⁷:

All states except NY:

Any amounts or terms exceeding the program maximum limits listed under “GAP benefits”, or in your GAP Addendum
Any amounts owed on your vehicle financing resulting from late fees, due date changes, or from missed, delinquent, or skipped payments
Total losses resulting from dishonest, fraudulent, or illegal acts (such as DUI) by customer, customer’s family member, or other person acting under customer’s authority
Vehicles used for competitive racing or for a prohibited commercial purpose, including, but not limited to, ride share services
If the customer has refinanced the original vehicle finance agreement or the original covered vehicle
The following deductions taken by the primary insurer: prior damage, salvage, missing items, excess towing, custom equipment, and storage

NY:

Any loss arising from fraud, material misrepresentation of fact, or falsification of documents by the customer or by the assignee/lender
Any losses that occur outside of the United States, its territories, or Canada
If the Covered Vehicle is used for commercial purposes
Deductible coverage not available in New York

GAP Plus coverage offers a $1,000 credit available at the selling Dealer to be applied exclusively towards the purchase of a replacement vehicle.²⁴

GAP and GAP Plus are not available for purchase on a leased vehicle. Contact your participating Dealer to request additional information about the Audi Pure Protection Program.

Disclaimer and Provider Information

The Audi Pure Protection Guaranteed Asset Protection (GAP) product is optional and is not insurance. All transactions related to the optional Audi Pure Protection program are governed solely by the provisions of the applicable Addendum. This document and its contents provide general information about the Audi Pure Protection program and should not be solely relied upon when purchasing coverage. Please refer to the applicable Audi Pure Protection program Addendum for details of terms, conditions, and specific coverage details, including limitations and exclusions, transferability, and cancelability. Coverage may vary by state. Not all vehicle models may be eligible for coverage. Please see your Dealer for more information. This product is not required for you to obtain financing for the purchase or lease of a vehicle. The Administrator of Audi Pure Protection Guaranteed Asset Protection (GAP) included in the Audi Pure Protection program is Safe-Guard Products International, LLC, Two Concourse Parkway, Suite 500, Atlanta, GA 30328, 1 (844) 368-6416. VW Credit, Inc. (dba Audi Financial Services) is a servicer for VW Credit Leasing, Ltd. and VCI Loan Services, LLC. “Audi,” “Audi Financial Services,” and the four rings logo are registered trademarks of Audi AG. © 2019 VW Credit, Inc. All rights reserved.

²⁴

Please consult your GAP Addendum for details. GAP programs vary by Dealer/lender/state of purchase. Maximum eligibility limits and exclusions apply. Note that you remain responsible for past-due payments, late fees, and other charges on your finance agreement, and any other amounts that are not covered by the GAP product.

²⁵

Primary insurance deductible coverage is not available in all states. See state-specific provisions in your GAP Addendum for complete details.

²⁶

Please consult your GAP Addendum for complete transfer and cancellation rules, including state-specific transfer and cancellation rules.

²⁷

Additional exclusions may apply. Please consult your GAP Addendum for specific coverage details, including limitations and exclusions.